SCV Loan Solutions

Quick Application for Refinances

Information gathered on this form is secure and confidential. Please fill out all fields for an accurate pre-qualification. You will be contacted with the results of your pre-qualification as soon as they are ready.

To protect your privacy I encourage all clients to add themselves to the credit bureaus opt-out list. Doing this will keep your personal credit information from being sold to 3rd parties without your consent. You can do this by calling 888-567-8688 or go to www.optoutprescreen.com

Borrower Name * First Last
Enter your full name
Co Borrower Name (if any) First Last
Enter Co-Borrowers full name
Your current home address *
Street Address Address Line 2 City State / Province / Region Postal / Zip Code Country

Enter your current residence address. If the property to be refinanced is other than your primary residence, then enter the subject address in the notes section at the end of this form.
Have you owned this property for more than 2 years? *
Yes No

If either the borrower or co-borrower has lived at this address for more than 2 years, select yes. If not, select no and enter previous address in comments section at the end of this form.
Estimated value of subject property? * $ Dollars . Cents
Please provide an estimated value for the property to be refinanced.

If you have absolutely no idea just enter $0.00
What is your residency status for the subject property to be refinanced. *
Owner Occupied - This is my primary residence Investment property - This is a rental property that I own. 2nd Home - This a vacation home or other residence.

If the subject property to be refinanced is an investment property or 2nd home, enter the subject property address in the notes section at the end of this form.
Home Phone number * ### - ### - ####
Please enter a phone number that you can be reached at.
Phone number #2 (cell Phone) ### - ### - ####
Please enter a phone number that you can be reached at.
Your email address

Please enter a valid email address that we can use to correspond with you.
Borrowers Social Sec # *
Co-Borrowers Social Sec #
Borrowers Birth date MM / DD / YYYY
Co Borrowers Birth date MM / DD / YYYY
Employment and Income
Is Borrower Self Employed? *
Yes No
Is Co-Borrower Self Employed?
Yes No
Name of Borrowers Employer *

If you are currently unemployed, please state "unemployed" or state your source of income.
Name of Co-Borrowers Employer

If you are currently unemployed, please state "unemployed" or state your source of income.
Borrowers Gross Monthly Income * $ Dollars . Cents
Enter your gross monthly income (before taxes). Do not include overtime or bonuses, unless you have consistently recieved it for 2 years or more.
Co-Borrowers Gross Monthly Income $ Dollars . Cents
Enter your gross monthly income. (before taxes) Do not include overtime or bonuses, unless you have consistently recieved it for 2 years or more.
Additional Income - Gross Monthly amount

If you have additional income that you receive on a monthly basis, state what it is here. ie.. Alimony, Child support, Investment income, Rental income, etc..
Assets -- Enter information about your liquid assets in this section.
What is the total number of residential real estate properties that you currently own? *

Enter the total number of properties that you own, including the subject property to be refinanced.
Bank Accounts * $ Dollars . Cents
What is your approximate monthly average balance for all of your bank accounts combined.
Retirement Accounts * $ Dollars . Cents
Enter the total amount of vested retirement assets that you own. This wil include, 401K, IRA, and Pension funds.
Investment Accounts * $ Dollars . Cents
Enter the total amount of investment assets that you own. Do not include retirement accounts in this section. This should include, stocks, bonds, mutual funds and other liquid assets that are not retirement accounts.
Enter information about your Debts and monthly Obligations in this section.
Current balance of your loan. (1st loan only) * $ Dollars . Cents
Enter the amount of your total housing payment here. If you have more than 1 home loan include the combined total.
If you rent, enter your monthly rent here.
Current payment of your loan. (1st loan only) * $ Dollars . Cents
Enter the amount of your total housing payment here. If you have more than 1 home loan include the combined total.
If you rent, enter your monthly rent here.
Current balance of your 2nd loan or Equity line. (if applicable) $ Dollars . Cents
Enter the amount of your total housing payment here. If you have more than 1 home loan include the combined total.
If you rent, enter your monthly rent here.
Current payment of your 2nd loan or Equity line. (if applicable) $ Dollars . Cents
Enter the amount of your total housing payment here. If you have more than 1 home loan include the combined total.
If you rent, enter your monthly rent here.
What is your minimum required monthly credit card payments. (Approx total of all credit cards) * $ Dollars . Cents
Add up the minimum required monthly payments on all of your credit cards and enter that amount here.
Auto loans- Enter the total monthly payment of all your cars. * $ Dollars . Cents
If you have a car loan. Enter the amount of your monthly payment here. If you have more than 1 car enter the combined total payment. If you do not have a car loan enter 0.
Other loans- Enter required payments for any other debts. ie student loans, personal loans, etc.. * $ Dollars . Cents
Enter the amount of monthly payments for all of your other loans here. Include student loans, personal loans and any other loans you may have.
Your almost done. Lets take a moment to gather some information about your goals and why you need to refinance.
Is your current loan going to adjust to a higher rate within the next 6 months? *
Yes No
Do you need to take cash out of your equity through this refi? *
Yes, I plan to consolidate my debt. Yes, I need to have cash out for other reasons. Yes, I am doing home improvement / construction / investments. No, I don't need cash out. I just need a better rate.
Do you plan to sell this property within the next 5-7 years. *
Yes this property will be sold within 5 -7 years. No, I plan to keep this property for the forseeable future. I am not really sure.
Does your refinance need to be completed by a certain date? If so enter the deadline date. MM / DD / YYYY
Enter the close of escrow date for your refinance.
Have you ever filed a bankruptcy? *
Yes No

If you have ever filed bankruptcy regardless of date please indicate yes or no.
Do you know if your credit rating qualifies you for any special loan programs? *
Yes No

There are many loan programs that available for borrowers that meet certain criteria. I will explore these options for you even if you are not aware of them, but if you know of a specific program that you qualify for please answer yes to this question.
How would you rate your credit? *
I have no idea Excellent, I never miss a payment - FICO score above 720 Good, FICO score between 680-719 Fair, Fico score between 640 - 679 Poor, Fico score between 580- 639 I need your help to improve my score, its less than 579
Authorization to review credit report. By selecting yes and submitting this form electronically. I am authorizing SCV Loan Solutions and its lending affilates, to run my credit report for the purposes of pre-qualifying me for a home loan. *
Yes, its Ok to run my credit report Yes, but please call me before you run the report No, I do not authorize you to run my credit report
Enter any additonal comments or information you would like to share.

This field is a free form text box that you can use to communicate anything else that you would like to share about your pre-qualification.
Do Not Fill This Out

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Employment and Income

Assets -- Enter information about your liquid assets in this section.

Enter information about your Debts and monthly Obligations in this section.

Your almost done. Lets take a moment to gather some information about your goals and why you need to refinance.